Cyprus has one of the most favorable tax regimes in the European Union. But what does that mean specifically for your situation? This calculator shows you exactly how much you have left net after corporate tax, income tax, GeSY, and the Non-Dom regime.
Enter your details and see the result immediately.
See exactly what you keep in Cyprus across salary, dividends, rental income and pension. Includes corporate tax, the notional interest deduction, all five employer contributions, GeSY and SDC. 2026 rates.
A deduction on new equity introduced from January 1, 2015, in paid-up share capital or share premium. Reserves existing at December 31, 2014 do not qualify. Capped at 80% of taxable profit before NID, and unused NID does not carry forward.
These stack on top of the structure above. They share the same progressive tax bands and the same €180,000 GeSY ceiling, so adding one changes the tax on the others.
| Corporate income tax | 15% |
| IP Box effective rate (80% exemption on 15%) | 3% |
| NID cap, share of taxable profit before NID | 80% |
| Income tax bands | 0% to €22,000 · 20% · 25% · 30% · 35% above €72,000 |
| Social insurance, employee and employer each | 8.8% |
| Maximum insurable earnings (SI, Redundancy, HRDA) | €68,904 |
| GeSY employee / employer | 2.65% / 2.9% |
| GeSY income ceiling, all sources combined | €180,000 (max €4,770) |
| Redundancy Fund (employer) | 1.2% |
| HRDA training levy (employer) | 0.5% |
| Social Cohesion Fund (employer, no ceiling) | 2.0% |
| SDC on dividends — Non-Domain | 0% |
| SDC on dividends — domiciled, 2026+ profits | 5% |
| SDC on dividends — domiciled, pre-2026 reserves | 17% (until 31 Dec 2031) |
| SDC on rental income | Abolished from Jan 1, 2026 (was 2.25% effective) |
| Rental deemed expense deduction, buildings | 20% of gross rent |
| Rental capital allowance on building costs | 3% per year |
| Foreign pension flat rate | 5% above €5,000, or progressive by election |
| 50% expat exemption threshold | €55,000 |
Calculate your real take-home pay running revenue through a Cyprus company — corporate tax, salary, dividends, GeSY and SI included. Updated for 2026 rates.
Cyprus combines four tax benefits that together are unique in the EU:
What is the total amount you pay?
An entrepreneur who generates €200,000 in turnover through a Cyprus Ltd, pays themselves a salary of €22,500, and receives the remaining profit as dividends, typically pays an effective total tax rate of 12 to 16% on the entire turnover with Non-Dom status. Use the calculator above to calculate your own scenario.
The calculator above consists of four tabs:
The calculator provides an initial indication. Your actual savings depend on your current tax country, income structure, and the timing of your move.
Cyprus-Consult calculates your exact situation and guides you through the entire process: from tax structuring and company formation to residence permits and relocation.
Relevant information
Any questions? Feel free to ask us!
As a director-major shareholder of a Cyprus Ltd with Non-Dom status, you pay 15% corporate tax on profits, 0% on distributed dividends (only GeSY 2.65%, max €4,770/year), and 0% income tax on your salary up to €22,000. The total effective tax rate is generally between 12% and 18%, depending on turnover, costs, and salary level.
Yes. The “Personal income” tab is suitable for employees and director/major shareholder salary. The “Full process” tab is specifically intended for self-employed entrepreneurs working through a Cyprus Ltd.
The calculator is indicative and based on Cypriot tax law 2026. For your specific situation, including social security, double taxation treaties, and emigration tax, personal advice is necessary.
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